Wednesday, September 22, 2010

Non-Owned Auto Coverage

So, What Is Non-owned Auto Coverage?

Have you ever thought about the risks involved in sending out one of your employees on an errand using their own car? It could be as simple as getting into a fender bender while going to pick up the office lunch or while making a run to the post office. Unfortunately, your business could possibly be responsible for that employee’s accident.

Non-owned auto coverage protects your company in the event that an employee has an accident using their own car on company time. This coverage can be included in your commercial insurance policy for a relatively small amount compared to the damages you may have to pay should an employee be involved in an auto accident while carrying out business functions. If you would like to know if your business is covered for these types of accidents, please call our office, so we may assess your current policy.