Auto accidents are not something you "plan" on getting into. That's why they are called an accident! Knowing what to do after the accident happens will lessen the stress and the possible problems that may come up long after you leave the accident scene which could make the situation even worse.
While any accident is a hassle to some degree, you can ensure that is less stressful by being prepared. Here are four easy things you can do make your auto insurance claims less stressful after an accident occurs:
1. CALL: Call the police and report the accident no matter how minor and no matter whose fault it was.
2. GATHER INFORMATION: Get as much information from the other driver(s) as possible, including their name, address, phone numbers, description of the car, and their insurance company.
3. REPORT: Call your insurance company or agent as soon as possible. A delay in reporting the claim could get in the way of your company's efforts to defend you.
4. KEEP RECORDS: Maintain a file with any expenses you incur, including medical and hospital costs, lost wages, etc. Keep copies of any paperwork that result from the accident.
