It’s a cold, windy night. You’re cuddled up with a good book trying to stay warm. Then all of a sudden… crash! It sounds as though a freight train has gone through your attic.
Once you gather yourself from the near-heart attack you’ve just had, and realize that your backyard tree has just pierced your roof, it is it is important that you report the damage as soon as possible to your insurance company or to The O’Neill Group. During the call, you will be asked to provide a summary description of the damages that have occurred.
After you make the call, it is important that you make any necessary temporary repairs to keep yourself safe from intruders or from the outdoor elements. This could mean placing temporary plywood or heavy tarps to cover the damages. If the fallen tree has also taken down your power lines, call your service provider for repairs.
Wednesday, February 16, 2011
Annuities in the New Year
Do You Have Any CDs Coming Due? Would You Like To Earn a Higher Return?
A New Year…a time to look back and reflect on our lives, and look forward to what we hope for our future. As we make resolutions this New Year, planning for your financial future should be one of the first items on your “to do” list! If you don’t already have a plan, NOW is the time to begin investing in your retirement plan – the earlier you begin, the more money you will have at retirement. Even one year can make a big difference in your payout at retirement. Who wants to work longer because they can’t afford to retire?
What is an annuity?
An annuity is a contract between you and an insurance company to provide you with a future income stream. You pay the company a certain amount of money over a period of time, and in return the company will disburse checks throughout your retirement, within the stipulated annuity period. Payouts can be delayed for a number of years after retirement, or they can begin immediately. And if it is set up to be paid over your entire lifetime, you can never outlive it!
Why annuities?
With the uncertainty of the volatile market we are facing, and may continue to face for many years, annuities offer an extremely safe way to grow and protect your retirement assets. There are guaranteed returns - a guarantee you just can’t get in the stock market. In addition, interest is tax-deferred and annuities are estate assets that pass directly to the named beneficiary.
Annuities may just be that stable, safe-haven for your money that you are
looking for. Certainly much safer than storing it under the mattress, and
undoubtedly less risky than playing the stock market.
Don’t put your future on hold! Call 330-334-1561 or 1-800-334-1561 to speak with Patrick O’Neill to get more information on setting up an annuity.
A New Year…a time to look back and reflect on our lives, and look forward to what we hope for our future. As we make resolutions this New Year, planning for your financial future should be one of the first items on your “to do” list! If you don’t already have a plan, NOW is the time to begin investing in your retirement plan – the earlier you begin, the more money you will have at retirement. Even one year can make a big difference in your payout at retirement. Who wants to work longer because they can’t afford to retire?
What is an annuity?
An annuity is a contract between you and an insurance company to provide you with a future income stream. You pay the company a certain amount of money over a period of time, and in return the company will disburse checks throughout your retirement, within the stipulated annuity period. Payouts can be delayed for a number of years after retirement, or they can begin immediately. And if it is set up to be paid over your entire lifetime, you can never outlive it!
Why annuities?
With the uncertainty of the volatile market we are facing, and may continue to face for many years, annuities offer an extremely safe way to grow and protect your retirement assets. There are guaranteed returns - a guarantee you just can’t get in the stock market. In addition, interest is tax-deferred and annuities are estate assets that pass directly to the named beneficiary.
Annuities may just be that stable, safe-haven for your money that you are
looking for. Certainly much safer than storing it under the mattress, and
undoubtedly less risky than playing the stock market.
Don’t put your future on hold! Call 330-334-1561 or 1-800-334-1561 to speak with Patrick O’Neill to get more information on setting up an annuity.
Subscribe to:
Posts (Atom)