Is Your Sprinkler System “Out of Sight, Out of Mind”?
How would you feel if you were told that your car’s brakes only work 95% of the time? I’m guessing you would be pretty scared. Now what if I told you all you had to do was inspect the vehicles brakes regularly to improve that figure working 100% of the time? I’m sure you would schedule your regular inspections.
Unfortunately, many businesses forgo getting their sprinkler systems inspected and repaired when necessary, which brings their efficiency level down to 95% or less. So why do businesses with sprinkler systems fail to inspect their systems? Perhaps the old saying “out of sight, out of mind” applies. Maybe facility managers just don’t think of it, or perhaps it is seen as a costly and unnecessary investment?
I’m not sure the true reason, but I do know this: a functional sprinkler system can mean the difference between a total loss of property and a less devastating event. Not to mention, it can potentially save your life and the lives of anyone in your building.
Questions? Feel free to contact our office!
Wednesday, January 26, 2011
Protecting Your New Holiday Gifts
It’s holiday time again, and that means there is a good chance that some of our clients will be unwrapping some very special gifts. I just want to send out a friendly reminder to all of our friends to make sure that they contact our office if they receive anything that deserves extra insurance protection, such as antiques, jewelry, art or collectibles.
Not only does adding protection (under your homeowner’s policy) provide you with peace-of-mind should they be lost in an accident or fire, but it may possibly provide relief should the item disappear in a robbery or get lost accidentally.
Remember to contact The O'Neill Group about any toys your children (or you!) may receive that would need coverage, too. Items such as ATVs, 4x4’s, snowmobiles, and even trampolines carry certain risks that should be properly insured before you enjoy using them.
Not only does adding protection (under your homeowner’s policy) provide you with peace-of-mind should they be lost in an accident or fire, but it may possibly provide relief should the item disappear in a robbery or get lost accidentally.
Remember to contact The O'Neill Group about any toys your children (or you!) may receive that would need coverage, too. Items such as ATVs, 4x4’s, snowmobiles, and even trampolines carry certain risks that should be properly insured before you enjoy using them.
Monday, January 3, 2011
Refueling to Avoid Static Fires
It’s cold outside! Really cold! But, there is a good reason to stand guard at the fuel pump the next time you have to fill your car at the gas station. It’s called static-related fire.
We have all had experiences with static electricity. For example, when a dryer sheet sticks to our favorite blanket out of the warm dryer and makes those tiny sparks as we try to separate them. The same principle occurs when we are entering or exiting our driver seats. We tend to slide across the seat and generate static. When we return to the pump, a single spark generated by the static electricity can trigger a disaster and ignite the gasoline vapors near the fuel dispenser, causing a flash fire.
Reduce static problems at the pump by staying outside your car as you fuel up, especially during cold, dry weather. Always discharge your “static” before fueling, too, by touching something metal with your bare hand before touching the pump.
We have all had experiences with static electricity. For example, when a dryer sheet sticks to our favorite blanket out of the warm dryer and makes those tiny sparks as we try to separate them. The same principle occurs when we are entering or exiting our driver seats. We tend to slide across the seat and generate static. When we return to the pump, a single spark generated by the static electricity can trigger a disaster and ignite the gasoline vapors near the fuel dispenser, causing a flash fire.
Reduce static problems at the pump by staying outside your car as you fuel up, especially during cold, dry weather. Always discharge your “static” before fueling, too, by touching something metal with your bare hand before touching the pump.
No Pressure Driving
Nothing is worse than a car break down when it’s jaw-chattering cold outside. Just thinking about it makes me shiver! Taking steps now to prepare your car for the winter can save your car (and your teeth).
One big step in preparing your car for the cold is to have your tire pressure checked. Since tire pressure drops when temperatures cool down, your tires could be dangerously low on air and could jeopardize your car’s handling, which could lead to more road accidents. In fact, tire pressure is so important to your safety, that as of 2008, tire pressure monitors are required on all new vehicles. (Older cars don’t have them, so you’ll need to check the pressure manually.)
A word of caution, though: over-inflating your tires won’t do you any good either. Not having your tires at their recommended pressure will negatively affect not only your tire’s wear, but more importantly your vehicle performance and your ability to drive safely.
One big step in preparing your car for the cold is to have your tire pressure checked. Since tire pressure drops when temperatures cool down, your tires could be dangerously low on air and could jeopardize your car’s handling, which could lead to more road accidents. In fact, tire pressure is so important to your safety, that as of 2008, tire pressure monitors are required on all new vehicles. (Older cars don’t have them, so you’ll need to check the pressure manually.)
A word of caution, though: over-inflating your tires won’t do you any good either. Not having your tires at their recommended pressure will negatively affect not only your tire’s wear, but more importantly your vehicle performance and your ability to drive safely.
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